Cruisers are durable bikes used to get around a city, town or suburb on a normal day. These bikes are generally heavy in comparison to road and mountain bikes but this weight is what makes the bike so luxurious. They generally come with a rear rack -- part of the bike frame rather than an accessory -- that can accommodate a fair amount of weight. Many also come with fenders, front lights and chain guards. Some even come equipped with skirt/coat guards.
Beach-style cruisers come in an array of colors and styles. Some even have very creative paint jobs. These bikes, like Amsterdam-style cruisers, often come with chain guards, but rarely come equipped with rear racks, chain guards or fenders. These bicycles can be ridden around a fairly flat city or town with ease. They are not quite as all-purpose as Amsterdam-style cruisers, but appeal to the fun, creative, and fashionable rider.